How A Personal Injury Lawyer In Scarborough Helps People Appeal Long-Term Disability Benefits
Unfortunately, many people have to apply for disability benefits to cover their basic expenses. What’s even worse is that these unfortunate people often have to go through the humiliation of having their disability benefits appeal declined. Either the claims administrator or the insurance company deems that the appeal isn’t worthy of attention. Understandably, people who face this refusal or denial are frustrated. They rightly appeal this denial with the insurance agency. However, most of these counter-appeals end up being unsuccessful as well. Why? Because the applicants don’t consult with an experienced Personal Injury Lawyer in Scarborough. An experienced attorney can help in this appeals process.
Knowing Your Rights
Every citizen must have a decent understanding of his or her civil rights. Knowing your rights helps you avoid trouble when you’re involved in a struggle with the judiciary. This need to know your civil rights is much more severe for people who suffer from a disability. If your disability appeal has been rejected, you’ll receive a detailed letter from the insurance company. This letter contains information regarding the denial. There’s a section of the letter dedicated to the steps a refused applicant can take. These ‘appeal rights’ can be hard to understand for a layman. An experienced Personal Injury Lawyer in Scarborough can help disabled victims understand these rights and take the correct steps to reverse the decision. The attorney will help you find out the deadline to submit the appeal, the offices where the letter needs to be sent, and the documentation that needs to be sent along with the appeal letter. Being on time is vital, or else the long-term disability claim may be forfeited.
Drafting the Perfect Letter
Once the victim has collected all the documentation needed to send the appeal letter, they must start drafting the letter. Writing a proper handwritten appeal letter is very important. It’s your one chance to communicate efficiently with the insurance company. Some details you need to include in this letter to the insurance company include - medical evidence proving your disability, evidence that points out the mistakes in the insurance company’s refusal decision, and other evidence proving your disability. Not including these details in your letter can be lethal for your claim.
Consequences of a Poorly-Drafted Letter
If the letter you send to the insurance company is shabby or doesn’t contain valid information, the appeal may be denied forever. You don’t’ want to go down the route of filing a lawsuit against the insurance company. But, that’s the only option you’ll have if you don’t draft the perfect letter with the help of an experienced Personal Injury Lawyer in Scarborough.
How the Attorney Helps
An experienced Personal Injury Lawyer in Scarborough who has dealt with disability claim denials can make the re-appeal process very easy. The attorney will first assess the refusal letter. Then he or she will try to understand the reasons behind the denial. After assessing the applicant’s medical evidence and other disability-related documentation, it’s very easy for an expert to determine whether the refusal is fair or not. To read more Click Here